Essential profile
Your decision: can I buy, and up to what price?
- Your maximum purchase budget
- How much you can borrow, across 3 rate scenarios
- Maximum monthly payment and disposable income
- Maximum property price, fees included
Know which purchase price is reasonable for you.
Answer a few simple questions about your household, your income and your deposit. InvestPilot works out the highest price you can aim for, buying costs included, using the criteria banks usually apply.
- Answer the questionsOne question at a time, about 5 minutes in all. You can stop and carry on later.
- Your budget shows up liveIt updates with every answer, for free.
- Generate your reportA clear document to keep or to show your bank.
Creating an account is free and needs no bank card.
Deposit€120,000
Maximum monthly payment€1,260/month
Left to live on€2,610/month
Debt ratio28% / 35%Monthly payment€991 (max. €1,260)
Cross analysis
Does this home fit your budget?
Enter your financial capacity once. You can then compare any home you like with your budget.
The home’s InvestScoreExample
84
Main homeSabadell · €295,000
Asking price€295,000
Floor area179 m²
Estimated buying costs≈ €29,500
Your financial capacity
€345,000
Deposit€120,000
Maximum monthly payment€1,260/month
Net household income€3,600/month
Cross result
Within your budget
Debt ratio28% / 35%
Monthly payment€991 (max. €1,260)
Left to live on€2,610/month
The tax rules of 10 countries of residence are taken into account. Your data is protected and never sold.
Work out my financial capacityThe two report levels
The Essential report to decide, the Complete one to apply for your mortgage.
4-page report
Complete profile
Your file: a more precise calculation, adapted if you live outside Spain, and documents ready to pass on.
Everything in the Essential profile
- Identity, assets and detailed deposit
- Taxation of your country of residence
- How to strengthen your banking file
- Banks to prioritise for your profile